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Small Customers, Big Market by Malcolm Harper,Sukhwinder Singh Arora
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Small Customers, Big Market [Paperback]

Commercial Banks in Microfinance

by Malcolm Harper and Sukhwinder Singh Arora
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Description of Small Customers, Big Market

This book shows commercial bankers that they can profitably provide microfinance services to the poor. It illustrates, through the experience of particular banks, why banks have become involved and how they have made a success of their involvement. The eighteen case studies all show that banks can earn good profits at the same time as serving the needs of people who previously lacked access to financial services. The authors also demonstrates to foreign aid donors, policymakers, NGO staff and microfinance practitioners that it is often quicker, less expensive and more effective for micro-finance services to be provided by commercial banks than by specialist microfinance institutions.

Title Information

ISBN:
9781853396083
Pages:
288 pages
Format:
Paperback
Product Code:
232878
Publisher:
ITDG Publishing
Published:
20/05/1999
Edition:
annotated edition

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About Malcolm Harper and Sukhwinder Singh Arora

Malcolm Harper was Professor of Enterprise Development at the Cranfield School of Management in the United Kingdom. He now works independently, mainly in India. He is Chairperson of Basix Finance, a leading development finance institution in Hyderabad, and a Director of M-Cril, Asia's leading micro-finance rating agency. Sukhwinder Singh Arora works with the Financial Sector Team of the UK Department for International Development. He has been associated with promoting livelihoods for the poor for over 20 years. He has contributed to micro-finance policy and programme development in India, Bangladesh, Kenya, and Zambia.

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